ACE Elite™ Visa® Prepaid Card Review
If you are looking for a basic prepaid credit card, then the ACE Elite™ Visa® Prepaid card might be the right card for your needs.
There are actually three different ACE Elite prepaid cards to choose from, so you can review the details of each card in order to select the card that best matches your spending habits.
These cards have different fee structures for transactions and usage, for example you might pay a dollar or two for each transaction.
So, if you are planning to have many transactions each month, then you might consider selecting a different card that doesn’t charge these transaction fees.
In this ACE Elite™ Visa® Prepaid Card Review we have listed the advantages of this card below:
Advantages of the ACE Elite™ Visa® Prepaid Card
Because this card is branded with the Visa name, you can use it anywhere Visa is accepted.
It can be used in a similar manner as a credit card, and the only difference is that you must load money onto the card in order to use it.
Technically, the card works more like a debit card than a credit card, because you won’t be receiving a line of credit on the card.
Since there is no line of credit associated with this prepaid card, you don’t need to worry about having your credit checked. Almost every application is approved, because your previous credit history will have no impact on your application.
The ACE Elite™ Visa® Prepaid card is very easy to use, because the program offers account updates that are sent through your phone, or you can also check your account by visiting an ATM machine.
Keep in mind that you will be charged a monthly fee for inactivity, so if you don’t plan to use the card then it is a good idea to cancel it instead of letting the account sit inactive for awhile.
Features of the ACE Elite™ Visa® Prepaid Card
Here are some of the features that you can enjoy with ACE Elite™ Visa® Prepaid Card:
• No credit check required
• No minimum balance requirements
• Free direct deposit
• Free transaction inquiries, and a low fee of $.50 for balance inquiries
• Low $5 fee for unlimited purchase transactions
• Low minimum deposit requirements of $500 or more per month
• Accidental death and dismemberment coverage
• No fees on cash withdrawals made using ACE ATMs
• ACE Elite rewards program allows you to ear cash back on certain purchases
• Mobile access allows you to view your account information on your smartphone app
• Regular deposits on the card qualify you for a $10 credit if you accidentally spend over your balance
You can receive direct deposit payments from your paycheck or government checks directly to your card, making it easy to access your money quickly.
If you need a card for online transactions or paying your bills, then a prepaid credit card might be the best solution when you can’t get approved for a regular card. Visa is a trusted financial provider, and you will have the benefit of using a card without worrying about high interest fees that are accrued when using a credit card.
ACE Elite™ prepaid debit card phone number: